So you’ve crossed the threshold into your 30s, finally stumbling past the ups and downs of your 20s. If you’re worried that you haven’t figured it all out yet and you feel pressured by the ticking of the clock, take a step back and don’t be too hard on yourself. Each person’s journey is different, so there doesn’t have to be an exact pattern to follow.
With that said, you must be seeking some core pointers to guide you on your way and provide an outline for effectively maximizing this time in your life. Read on for some essential quests on your road to 40.
Invest in yourself
At this age, it’s essential to be wise with money for yourself. It is the time to hunker down and find suitable investments that support the lifestyle you want and can help you attain financial independence over time. If there are things you want to pursue in your career, back it up with savings that can support you as follow the path.
An excellent track for millennials is to enter franchising, with tons of options across industries out there to suit every budget and interest. In 2020, trends have seen an increase in franchisees because of a desire to be their own boss. Whether you opt for a hydraulic hose business or a fast-food chain, it can be a reliable way to become an entrepreneur without having to start from scratch and try to earn consumer loyalty. At this time in your life, you are the prime of taking calculated risks that can benefit you.
Start a retirement fund
Part of making sure you live your best life is by making smart choices that can ensure you can continue living well as you grow older. If you can set up your retirement fund and consistently put money in, you can remove a lot of the worries that may plague you about the future because you know that you’re prepared financially.
Even as you focus on present expenses, continue to fund your retirement even if you do in smaller increments. Only 33% of millennials are actively putting money into accounts for their retirement, but that should be one of the future-proofing initiatives to take on. When you can be proactive, you can even be more present today because you can rest easy knowing that you’re good for the golden years.
Purge out your 20s baggage
90% of people have a major regret in their life. While it’s natural to have disappointments when we look back in life, it’s important not to let yourself get bogged down by what you did or didn’t do when you were in your twenties. There may be a lot of baggage accumulated over the years, but this is the time to settle into yourself and let go of things holding you down.
Part of purging out negativity in your life is cutting off toxicity, whether it be bad relationships or unhealthy habits. Making the most of this stage in your life and moving forward will take giving yourself the best environment to do so.
With the right mix of being strategic and allowing yourself some freedom, you can make the most of your thirties, no matter what turns your path may have.